- The current Bank rate? 6%
- The full form of NDTL – Net Demand and Time Liabilities – Covered in AC
- GST (Goods & Services Tax) day is observed on – 1st July
- How many digits are there in Card Verification Value (CVV)? 3 digit
- Mobile Money Identifier (MMID) is a __ digit number of a bank customer, issued by banks for effecting financial transactions through the user’s mobile phone. – Seven
- In which of the following market forms a firm does not exercise command over price? Perfect Competition.
- Name the bank that has 3 joint owners – Union Govt, State Govt, and Sponsor bank? Regional Rural Banks(Shares in the ratios as follows Central Government – 50%, State Government – 15% and Sponsor Banks – 35%)
- Which of the following is a German philosopher? Karl Marx (other options – Adam Smith, John Keynes, Oscar Lang)
- The study of the behavior of the economy as a whole called? macroeconomics
- Which of the following banks has launched a unified integrated app called YONO (You Need Only One) that would offer all kinds of financial and lifestyle products? SBI
- Unified Payments Interface(UPI) was launched by? NPCI –
- Father of Economics – Adam Smith
- Which of the following is the most important characteristic of developing countries? Low Per Capita Income (High native population, Weak market, Civil strike)
- The full form of KYC? Know Your Customer
- The full form of MIBOR? Mumbai Interbank Offer Rate
- The maximum number of Deputy Governors that can be appointed by RBI? Four
- The first Indian state to issue “Masala Bond”- Kerala
- Who governed the Financial Stability and Development Council (FSDC) meeting which was held on June 2019? Nirmala Sitharaman
- The full form of LPG – Liquefied Petroleum Gas
- The full form of NEFT – National Electronic Funds Transfer
- Name the Act under which Private Banks in India have been opened – Banking Regulation Act, 1949
- Name the organization that regulates Digital Payments in India – RBI
- Indian Government has a policy of helping farmers get remunerative prices through – Minimum Support Price (MSP)
- How many grace days are allowed while calculating the due date of a bill? Three Days
- Who cannot operate digital /net banking services? Children below 10 years (other options – persons having a saving account, corporates)
- The author of the “Planned Economy of India” – M. Visvesvaraya –
- The Reserve Bank of India (RBI) banned 500 and 1000rs notes on 8 November 2016. The process is called – demonetization
- Under which scheme farmers can avail a short-term crop loan up to Rs 3 lakhs at a subsidized interest rate of 7 percent? Interest Subvention Scheme –
- The Chairperson of Niti Aayog? Prime Minister of India (Mr. Narendra Modi)
- FERA (Foreign Exchange Management Act) was renamed in 2002. The new name for the ACT is ____ Prevention of Money Laundering Act, 2002
- The second-largest tobacco-producing nation? India
- The Generalized System of Preference recently in news. Which country has this trade program? US
- Financial Inclusion program launched by govt of India in which more than 12 crore bank accounts were opened is called?. PMJDY (Pradhan Mantri Jan Dhan Yojana)
- Which of the following statements is true?[Statement 1 – RBI was earlier known as the Imperial Bank of India. Statement 2 – SBI is India’s largest bank and is listed in the Fortune Global 500 list.] – Statement 2
- A period of a significant decline in output, income, and employment that lasts more than a few months and marked by widespread contractions in many sectors of the economy is called? recession
- India’s national accounts are published by? Ministry of Statistics & Programme Implementation
- Difference between total sales and total cost?
- Which of the following is established as the think tank within the government? NITI Aayog
- An additional tax that is paid when an individual earns an additional rupee of income?
- CRM – Full form – Customer Relationship Management
- The current finance minister of India – Nirmala Sitharaman
- The currency of the UK – Pound sterling
- As per the RBI, minor above what age can operate a bank account? 10 years
- Retail Banking refers to the provision of banking products to – individual customers
- Measures of average level of prices? Consumer Price Index
- Financial Inclusion campaign to expand and access bank accounts facilities, remittance, credit insurance, to the remote areas in India. PMJDY (Pradhan Mantri Jan Dhan Yojana)
- Think tank of the Government of India? NITI Aayog
- Socialism is the middle ground between capitalism and – communism
- Who launched Micro Bachat Yojana? LIC
- The equilibrium price is – market-clearing price
- A has to avail a loan against LIC policy with a paid-up value of 10 lakh. He has to __ the policy? pledge the policy
- The rise in the price level of a thousand or a million percent a year is also known as? inflation
- UNSD goals for 2030 are – 17
- Health component under HDI is measured by? life expectancy
- Planning commission published NHD report in which year? 2001
- The full form of ISIN? International Securities Identification Number –
- Who conducted the economic census of 2019? Ministry of Statistics and Program Implementation
- The bi-monthly policy is decided by which of the following? RBI
- Lorry receipt contains the name of consignee. What does consignee refer to? seller or sender of the goods
- What are the minimum and the maximum number of people required to start a public limited company?
- GOI formulated its forest policy for the first time in which of the following year? 1952
- ECS (CREDIT) is?
- Without an end to end encryption, what is the transaction limit a bank can handle? Rs. 5000
- Most of the world’s population lives – Developing countries
- In India, administered pricing mechanism for petroleum products was abolished in? April 1 2002
- Which of the following is not correct for Primary dealers?
(A) Primary dealers provide a market for government securities
(B) Primary dealers deal in agriculture commodities
(C) Primary dealers deal in govt. Securities
(D) primary dealers provide a market for government securities and deals in govt. Securities - Neeraj gave Rahul a cheque of Rs. 10,000 but Rahul scored out the printed word ‘Bearer’. Which of the following term describes this scenario?(A) Material alteration
(B) Bank requires proper identification
(C) The cheque will be returned unpaid
(D) Neeraj has to authenticate with full signature - Which of the following is/are a part of India’s Central Plans?
(A) Five-year plan
(B) Twenty point Programme
(C) Member of Parliament Local Area Development Scheme
(D) All of the above - A cheque is returned for financial reasons such as an insufficient fund. Then the drawer is punishable under which section of NI Act?
(A) Section 85
(B) Section 131
(C) Section 138
(D) Section 40 - The first Indian wholesale platform for cryptocurrency trading
(A) Huobi
(B) BuyUCoin
(C) Kraken
(D) Bitpesa - Summit on the financial market and the world economy is also known as?
(A) G20 Summit
(B) ASEAN Summit
(C) East Asia Summit
(D) World Sustainable Development Summit - Gold mining is forbidden in which of the following?
(A) Asia
(B) Australia
(C) Antarctica
(D) South America - Time bill is also known as?
(A) Foreign Bill
(B) Sight Bill
(C) Usance Bill
(D) Inland Bill - Which of the following is not a greenhouse gas?
(A) Nitrous oxide
(B) Carbon dioxide
(C) Methane
(D) Lead Carbonate - Which of the following alerts authenticate UPI?
(A) Bank ac no. and m-pin
(B) mobile no and device id and m-pin
(C) pull alert and bank ac no
(D) push alert and OTP - Penalty for non-compliance as per the Kyoto Protocol in the first phase?
(A) 60 euro per ton of CO2
(B) 80 euro per ton of CO2
(C) 100 euro per ton of CO2
(D) 40 euro per ton of CO2 - Certificate of commencement of a business is one document required for opening a bank account?
(A) Pvt ltd co
(B) public ltd co.
(C) partnership
(D) proprietorship - Which of the following is a financial service in UPI fund transfer? sending money using mobile no
(A) Ac balance
(B) sending money using mobile no.
(C) last 5 transactions
(D) set UPI pin - RBI issued guidelines for setting up of an FBAs for administering “significant benchmarks” In FBA “A” stands for-Administrator(Financial Benchmark Administrator)
- 19th August is observed as – World Humanitarian Day (WHD) –
- The First Indian State to issue Masala Bond – Kerala
- The 21st Commonwealth Table Tennis Championship held in – Cuttack, Odisha
- Commercial paper, in the global financial market, is an unsecured promissory note with a fixed maturity of not more than – 270 days
- Male is the capital city of – The Maldives
- Who is the present Minister of Chemicals and Fertilizers in the Government of India – DV Sadananda Gowda
- In which of the following sports did Arinjeeta Dey win a silver medal in the World Youth Cup? Martial Art (Karate)
- The 19th summit of Shanghai Cooperation Organisation (SCO 2019) held in – Bishkek, Kyrgyzstan
- Who is the author of the book, “War Over Words: Censorship in India, 1930-1960” – Devika Sethi
- The Amrabad Tiger Reserve located in – Telangana
- Damnganga-Pinjal river linking project will fulfill water needs till 2060 in-?, Mumbai, Maharashtra.
- Basant Kumar Birla was passed away in Mumbai recently. He was a – Bussiness man
- Which state government would set up a first-of-its-kind elephant rehabilitation centre at an outlay of Rs 105 crore? – Kerala
- Which of the following bank and Common Services Centres (CSCs) launched a co-branded ‘Small Business Money-Back Credit Card’ for small traders and village-level entrepreneurs (VLEs) – HDFC Bank
- The World Economic Situation and Prospects (WESP) report is published by – United Nations
- How many business firms have withdrawn more than Rs 100 crore in cash, cumulatively withdrawing Rs 5.56 lakh crore during the fiscal year 2017-18? 448
- The government will charge a ______ tax if aggregate cash withdrawal from one or more accounts exceeds Rs 1 crore – 2%
- The Stand Up India Scheme has been extended up to ____ – 2025
- Which of the following space agency is to send Dragonfly drone to explore Titan, Saturn’s largest moon? – NASA
- AIFF -Men’s footballer of the year title won by – Sunil Chhetri –
- Kaziranga National Park is located in – Assam
- Which organization developed a model blockchain platform in India?-IDRBT, (Institute for Development and Research in Banking Technology)
- RBI implemented an ‘Ombudsman Scheme’ for – Digital Transactions
- One woman in every Self Help Group(SHG) with a Jan Dhan Bank Account to get an overdraft of – Rs.5,000 –
- Which of the following is to regulate housing finance firms – RBI –
- In dPCR, C stands for – Credit, digital Public Credit Registry –
- India’s First Film Museum opened in – Mumbai –
- An Internal Working Group of Reserve Bank of India (RBI) extended the Foreign Exchange Market hours from 9 AM to 9 PM. The inter-bank call money market, which now operates between 9 AM and 5 PM, is proposed to be closed at – 6 PM –
- Which city was recently declared the World Heritage site in India – Jaipur(Pink City) –
- The International Cooperative Trade fair will be held in – 2019 (It will be held in New Delhi from 11th till 13th October 2019)
- Which of the following Union Minister attended the G20 Ministerial Meeting on Trade and Digital Economy – Piyush Goyal (Minister of Railways and Commerce & Industry)
- ______ summarizes the chances a company faces in the course of conducting its daily business activities, procedures, and systems – Operational risk
- The 2019 State of the Education Report for India: Children with Disabilities, was launched at an event organized by ______ New Delhi – UNESCO –
- Working on a Warmer Planet – The Impact of Heat Stress on Labour Productivity and Decent Work was launched by the International Labour Organization(ILO)
- Which of the following bank saw the highest number of wilful defaults at Rs 46158 crore? – SBI
- Garuda VI, an Indo-French joint air exercise hosted at Mont-de-Marsan, France
- Which of the following has formed a committee headed by Tapan Ray to review regulatory guidelines and supervisory framework applicable to Core Investment Companies(CIC) – RBI
- The Headquarters of National Institute of panchayat raj located at – Hyderabad
- NASA’s PUNCH mission for the purpose of – a New Mission to Study the Sun
- According to the National annual rural sanitation survey 2018-19, what % of households in rural India accessed toilets – 93%
- Which of the following is a money market instrument? – Certificate of Deposit (CD) –
- Which type of fund is a diversified portfolio of stocks that has a capital appreciation as its primary goal, with little or no dividend payout? – Growth fund
- What is the name of the account in which the broker lends cash to an investor for purchasing stocks/other financial products? – Margin Account
- A bond with no maturity date is known as – Perpetual bond
- According to the Insurance regulator, IRDAI data, as on March 31, 2018, the total unclaimed money of policyholders lying with insurers was – Rs 15,166.47 crore
- The government has allocated loans up to Rs 350 crore for 2019-20 for ____ interest subvention to GST-registered MSMEs on fresh and or on incremental loans under the interest subvention scheme for MSMEs. – 2% –
- September 5 is observed as – International Day of Charity
- Hanoi is the capital of – Vietnam
- A new scheme, to promote processing in the fisheries and allocated an estimated Rs 3,737 crore for the newly carved out Ministry of Fisheries, Animal Husbandry, and Dairying is – PMMSY
- Hemis Festival is celebrated every year on the birth anniversary of Guru Padamsambhav in which of the following state – J & K
- The Board of Control for Cricket in India (BCCI) appointed the former Indian captain Rahul Dravid as Head of Cricket at the National Cricket Academy (NCA). The headquarters of National Cricket Academy located in Chinnaswamy Stadium Bengaluru, Karnataka.
- The 2019 Cricket World Cup Final was played at Lord’s in London –
- The 2023 ICC Cricket World Cup will be the 13th edition of the men’s Cricket World Cup, scheduled to be hosted by India
- Nokrek National Park is located in – Meghalaya
- Kawal Tiger Reserve is located in – Telangana –
- Vijaya Nirmala who passed away recently was a Telugu film actress, producer, and director –
- The winner of Wimbledon 2019 –Novak Djokovic
- India’s first Aviation Multi Skill Development Centre (MSDC) was launched at Chandigarh –
- The Lok Sabha constituency of Arjun Munda – Khunti, Jharkhand –
- AIFF – Women’s footballer of the year title won by – Ashalata Devi –
- The venue of BRICS Summit 2019 – Brazil –
- One woman in every Self Help Group(SHG) will be made eligible for a loan up to____ under the MUDRA scheme – Rs 1 lakh
- In PCR, P stands for – Public Credit Registry
- Anshula Kant MD and CFO of – World Bank
- A type of risk that is not under your control and affects a large number of assets is – Systematic Risk
- Which of the following space agency has successfully launched its Soyuz-2.1a carrier rocket with a hydrometeorological satellite and 32 small satellites? – Russia
- Under Solar Charkha Mission, the Government will disburse subsidy of Rs 550 crore to thousands of artisans, generating employment in rural areas. It will cover 50 clusters across the country including in the Northeast and each cluster will employ 400 to 2,000 artisans. The Solar Charkha Mission is launched by which of the following ministry? – the Ministry of Micro Small & Medium Enterprises Dutee Chand, the Indian sprinter won gold medal in women’s 100m in World Universiade, 30th Summer University Games held in – Naples, Italy. –
- Which bank becomes the first foreign bank to operate from GIFT City – Standard Chartered Bank
- Which of the following has launched STRIDE scheme aimed at strengthening research culture and innovation in universities – UGC –
- Which of the following bank to set up €50bn ‘bad bank’ as part of the overhaul – Deutsche Bank
- India has signed Rs.200 crore deal with ______ for acquiring Strum Ataka anti-tank missile – Russia –
- In SFIO, F stands for – Serious Fraud Investigation Office –
- RBI constituted a committee led by the central bank’s former Governor Bimal Jalan to looking into its Economic Capital Framework. –
- Ajay Singh is associated with which of the following sports – Weightlifting –
- The Multidimensional Poverty Index (MPI) developed by the Oxford Poverty and Human Development Initiative (OPHI) and the UN Development Programme (UNDP). –
- In RIDF, I stands for -Rural Infrastructure Development Fund
- A high level government-appointed committee on trade and industry has suggested it to issue ‘Elephant Bonds’ to people for declaring undisclosed income to mandatorily invest 50%, reduce corporate tax rate, drop tit for tat approach on tariff wars with other countries, and set a target to double the exports (goods and services) to $1,000 billion by 2025. The fund, made from these bonds, will be utilized only for infrastructure projects. –
- During an official visit to India, which of the following country’s Foreign Minister Sheikh Abdullah met with the External Affairs Minister, Dr. S Jaishankar – UAE
- Under the Pradhan Mantri Laghu Vyapari Maan-Dhan Yojana scheme, pension benefits will be extended to 3 crore retail traders and shopkeepers whose annual turnover is less than – Rs. 1.5 crore. –
- The government will charge a two percent tax if aggregate cash withdrawal from one or more accounts exceeds Rs 1 crore. –
- Corporate tax reduced to 25% for companies with Rs 400 crore turnover. –
- Which of the following is to regulate housing finance firms? – RBI –
- Pradhan Mantri Matru Vandana Yojana – PMMVY is a maternity benefit program offered by the government of India under which a cash incentive of ____ in three installments is provided to pregnant women and lactating mothers.- Rs.5000
- Modi unveils Lal Bahadur Shashtri’s statue at Varanasi airport –
- CH-47F (I) Chinooks arrived for the Indian Air Force (IAF) at Mundra port in Gujarat. They are manufactured by – Boeing –
- The government will set up a _______ to fund, coordinate and promote research in the country – National Research Foundation (NRF)
- Which of the following is a pooled investment fund that invests in other types of funds? – Fund of Funds (FOF)
- The initial money required to start a new business is – Seed Capital
- The chance that an unexpected change in interest rates will negatively affect the value of an investment is known as – Interest rate risk
- IndusInd Bank Merges with Bharat Financial Inclusion Limited (BFIL). The Bharat Financial Inclusion Limited(BFIL) is a – Microfinance Lender –
- Residential Asset Price Monitoring Survey conducted by which of the following organization? – RBI
- Which constitutes task force on the secondary market for corporate loans headed by T.N.Manoharan? – RBI –
- A person buys or sells stock based on information that is not available to the public is known as – Insider trading –
- Which of the following is a situation where the future price of a commodity is higher than the spot price? – Contango
- The earlier limit for registering NBFCs with RBI extended to those who had net owned funds of Rs 25 lakhs to Rs 2 crore. The upper limit has been increased to ____. Rs 100 crore
- World Braille Day – January 4
- The Chief Guest of 2019 Republic Day parade – South African President Cyril Ramaphosa
- The theme of World No Tobacco Day (WNTD )2019 is – “Tobacco and lung health”
- Indian Navy chief – Karambir Singh
- Prime Minister Narendra Modi was conferred with the highest civilian award, the Order of the Distinguished Rule of Izzudeen of – Maldives
- The Current theme of World Environment day is – Air Pollution –
- The first Lokpal of India or anti-corruption watchdog is – Justice Pinaki Chandra Ghose –
- Who among the following is the fastest Indian bowler to reach 100 ODI wickets? – Mohammed Shami –
- Sri Lanka ______ signed an agreement to jointly develop the East Container Terminal at the Colombo Port – Japan and India
- Which of the following became the second-largest state-owned lender after merging Dena Bank and Vijaya Bank – Bank of Baroda (BOB)
- The location of 2019 Pravasi Bharatiya Divas – Varanasi
- Australian Open women’s winner 2019 – Naomi Osaka
- Which of the following options is wrong?[Finance Minister – Piyush Goyal](Correct Options – Amit Shah – Home Minister, Rajnath Singh – Defence Minister, Thawar Chand Gehlot – Minister of Social Justice and Empowerment)
- Which has become the first Arab country to be granted full membership of the Financial Action Task Force (FATF)? – Saudi Arabia –
- The Golden Globe Award for Best Film – Green Book
- Which is the first US city to ban facial recognition – San Francisco
- Arunachal Pradesh CM – Pema Khandu
- Executive Director for UN Women – Anita Bhatia
- The 2019 G20 summit – Japan –
- 2023 Asian Cup Football Tournament – China
- FIFA U20 World Cup Winner – Ukraine
- UN Security Council imposes arms embargo on South Sudan
- Which country demands social media details from visa applicants? – US
- ____ call for an open Indo-Pacific region – (India, Australia, Japan, US) –
- The Chairman of the Committee for Draft National Education Policy – Dr. K. Kasturirangan
- IGMS stands for – Integrated Grievance Management System
- Who among the following is considered as the primary stakeholder in the insurance claim process? – Customer
- TPA stands for – Third-Party Administrator
- NAV stands for – Net Asset Value
- FPR stands for – First Premium Receipt
- 4P’s of marketing – Price, Product, Promotion, and Place.
- Which plan is exclusively designed for female lives having Aadhaar Card? LIC’s Aadhaar Shila Plan
- Origins of modern insurance business can be traced on – Lloyds
- An interest-bearing account in the public fund of the government, SCWF has been set up for promoting the welfare of senior citizens
- A prospectus is a formal legal document used by insurance companies that provides details about the product
- The Life Insurance Companies Act and the Provident Fund Act – 1912
- ___ is not an indicator of service quality. A. Cleverness B. Reliability C. Empathy D. Responsiveness
- Which among the following is not a pre-requisite for launching a complaint with the Ombudsman? A. The complaint must be by an individual on a “Personal Lines‟ insurance. B. The complaint must be lodged within 1 year of the insurer rejecting the complaint. C. Complainant has to approach a consumer forum prior to the Ombudsman. D. The total relief sought must be within an amount of Rs.20 lakhs
- . ____ involves pressure applied through criminal means. A. Fraud B. Undue influence C. Coercion. D. Mistake
- Who devised the concept of HLV? A. Dr. Martin Luther King B. Warren Buffet C. Prof. Hubener D. George Soros
- Which of the below is the most appropriate explanation for the fact that young people are charged lesser life insurance premium as compared to old people? A. Young people are mostly dependant.B. Old people can afford to pay more. C. Mortality is related to age. D. Mortality is inversely related to age
- An individual with an aggressive risk profile is likely to follow wealth ___investment style. A. Consolidation.B. Gifting C. Accumulation D. Spending
- Which among the following can be categorized under contingency products? A. Bank deposits B. Life insurance C. Shares. D. Bonds
- ____ is a rise in the general level of prices of goods and services in an economy over a period of time. A. Deflation B. Inflation C. Stagflation D. Hyperinflation
- Which among the following is an intangible product? A. Car B. House C. Life insurance D. Soap
- Which of the below is an example of an endowment assurance plan? A. Mortgage Redemption Plan B. Credit Life Insurance Plan C. Money Back Plan D. Whole Life Plan
- The sum assured under the keyman insurance policy is generally linked to which of the following? A. Keyman income B. Business profitability C. Business history D. Inflation index
- Who bears the investment risk in case of ULIPs? A. Insurer B. Insured C. State D. IRDA
- Which of the below is one of the ways of defining surplus? A. Excessive liabilities B. Excessive turnover C. Excess value of liabilities over assets D. Excess value of assets over liabilities
- In case the policyholder is not satisfied with the policy, he/she can return the policy within the free-look period i.e. within __of receiving the policy document. A. 60 days IB. 45 days C. 30 days D. 15 days
- Under risk classification, ___ consists of those whose anticipated mortality corresponds to the standard lives represented by the mortality table. A. Standard lives B. Preferred risks C. Sub-standard lives D. Declined lives
- Which among the following is not a pre-requisite for launching a complaint with
the Ombudsman?
A. The complaint must be by an individual on a ‘Personal Lines’ insurance
B. The complaint must be lodged within 1 year of the insurer rejecting the
complaint
C. Complainant has to approach a consumer forum prior to the Ombudsman
D. The total relief sought must be within an amount of Rs.20 lakhs. - The ______________ has jurisdiction to entertain complaints, where the value of the goods or services and the compensation claimed is up to Rs.20 lakhs.
A. District Forum
B. State Commission
C. Zilla Parishad
D. National Commission - Santosh has applied for a term insurance policy. His anticipated mortality is significantly lower than standard lives and hence could be charged a lower premium. Under risk classification, Santosh will be classified under
___________.
A. Standard lives
B. Preferred risks
C. Substandard lives
D. Declined lives - A claim under a life policy shall be paid or be disputed, within_____ from the date of
receipt of all relevant papers and clarifications required.
A. 7 days
B. 15 days
C. 30 days
D. 45 days - The first Indian woman governor – Sarojini Naidu
- Which of the following is one of the highest gravity dams in India? – Bhakra Nangal Dam
- Which of the following river is known as the “Sorrow of Bihar”? – Kosi River
- Which of the following is known as the golden fiber? – Jute
- The third most populated country in the world is – the USA
- The Currency of Oman – Omani rial
- Which of the following European country does not use the Euro? – Switzerland
- Which of the following city is known as ‘Detroit of India’? – Chennai
- The Venue of the Winter Olympics in 2022 is – Beijing, China
- The Venue of ICC T20 World Cup 2020 – Australia
- The Venue of G20 summit 2019 – Osaka, Japan –
- The 2019 IAAF World Athletics Championships, the seventeenth edition of the IAAF World Athletics Championships, are scheduled to be held between 27 September and 6 October 2019 in Doha, Qatar –
- The corporate headquarters of SBI is located in – Mumbai
- The headquarters of WTO is located in – Geneva, Switzerland
- The 2019 theme of the International Youth Day is – “Transforming education”. –
- The National Institution for Transforming India (NITI) Aayog, was formed on – January 1, 2015 –
- Which state has emerged as the top-ranking state in terms of overall health performance, according to the second health index launched by NITI Aayog – Kerala –
- Who made history by becoming the first Indian to win a world title in motorsports as she won the FIM World Cup in women’s category after the final round of the championship in Varpalota, Hungary. Aishwarya Pissay –
- The Government of India has taken a historic decision to reduce the rate of contribution under the ESI Act from 6.5% to 4%.
- Which of the following is the first company in India offering life insurance coverage, was established in Calcutta in 1818 – The Oriental Life Insurance Company.
- The Minister of Micro, Small and Medium Enterprises(MSME) is – Nitin Jairam Gadkari
- The Minister of Consumer Affairs, Food and Public Distribution is – Ram Vilas Paswan. –
- The Minister of Labour and Employment is – Santosh Gangwar
- The Doctrine of Lapse was an annexation policy purportedly devised by – Lord Dalhousie –
- Which of the following city got UNESCO World Heritage tag? – Jaipur –
- India’s first atomic power plant located in – Maharashtra
- The Prime Minister of the United Kingdom is – Boris Johnson
- Who has become sixth Indian cricketer to be included in the ICC Hall of Fame? – Sachin Tendulkar
- The first woman to head the Indian National Science Academy (INSA) – Chandrima Shaha
- Who won the Dada Saheb Phalke Excellence Award 2019? – Janhvi Kapoor
- Which is the most expensive city in the world? – Hong Kong
- Which of the following state is the largest rice producing state in India – West Bengal
- The second edition of Rabindranath Tagore Literary Prize was awarded to author Rana Dasgupta
- Home Minister Amit Shah released a book titled ‘Listening, Learning and Leading’, based on – M. Venkaiah Naidu
- Who among the following was posthumously awarded the Bharat Ratna India’s highest civilian award, in 2019? – Bhupen Hazarika –
- The winner of 2018 FIFA World Cup – France –
- The author of dreams from my father –
- Which country honored President Ram Nath Kovind with the highest civilian award? – Croatia –
- Which of the following state has the maximum number of Operational Special Economic Zones(SEZ)? – Tamil Nadu
- The amount payable to the policyholder from the life insurance company if he decides to exit the policy before maturity. – Surrender Value
- The winner of annual ‘Political and Public Life Award’ in the United Kingdom – Shatrughan Sinha –
- In ULIP, L stands for – Linked(Unit Linked Insurance Plans)
- The inventor of Zero Budget Natural Farming (ZBNF) – Subhash Palekar
- The Capital of Hungary – Budapest –
- Which of the following is the currency of the Philippines? – Peso –
- The Capital of Laos – Vientiane –
- The 69 km-long pipeline from Motihari in Bihar to Amlekhgunj in Nepal is the first-ever cross-border petroleum product pipeline in the South Asia region. –
- Which of the following country is not part of G7? – Options: 1. France
2. Italy
3. Germany
4. Canada
5. Australia. Answer – 5. Australia; G7 Countries[Canada, France, Germany, Italy, Japan, the United Kingdom, and the United States] – - Which of the following state tops India in rooftop solar capacity? – Gujarat –
- ‘SLINEX 2019’, the bilateral maritime exercise between India and Sri Lanka
- The Winner of the US Open men’s singles – Rafael Nadal –
- President Ramnath Kovind recently visited which 3 African countries recently?- Benin, Gambia, and Guinea.
- Franky Zapata crossed the English channel recently. He belongs to which country? – France
- The second Vande Bharat Express runs between New Delhi and Katra –
- The Capital of Vietnam – Hanoi –
- What is the name of Chandrayaan 2 lander? – Vikram
- The Venue of 11th BRICS summit 2019 is – BrasÃlia, Brazil –
- Vice-President M Venkaiah Naidu dedicated the country’s longest electrified rail tunnel between Cherlopalli and Rapuru in – Andhra Pradesh –
- The governor of West Bengal – Jagdeep Dhankhar
- Haryana Chief Minister Manohar Lal Khattar has invited which country to be the partner country for this year’s ‘Gita Jayanti Mahotsav’ – Nepal –
- Paani film (Marathi) won the best film on Environment conservation at National Film Awards recently which was produced by Priyanka Chopra. Who is the director of the film ?-Adinath Kothare
- One Nation-one Ration Card scheme implemented on a pilot basis in four states – Gujarat, Maharashtra, Telangana, and Andhra Pradesh –
- India’s first-ever helicopter summit held in Dehradun
- The Argumentative Indian is a book written by – Nobel Prize-winning Indian economist Amartya Sen
- Kharchi Puja is an important festival celebrated in the Indian state of Tripura.
- Srihari Nataraj is related to – Swimming
- Singphan Wildlife Sanctuary is located in – Nagaland
- The venue of UNICEF South Asian Parliamentarian Conference on Children Right’s Convention – Colombo, Sri Lanka
- Indian Institute of Biotechnology is located in – Hyderabad
- Gulf of Mannar Biosphere Reserve is located in – Tamil Nadu
- Robert Mugabe passed away recently. He was the former president of – Zimbabwe
- Travel and Tourism competitiveness report is published by – World Economic Forum
- Which of the following airport gets India’s tallest ATC tower? – Indira Gandhi International Airport, Delhi
- Which of the following have been featured by the Time magazine in its second annual list of the 2019 World’s greatest places, in a compilation of 100 new and newly“ noteworthy destinations – 597-feet tall ‘Statue of Unity’ in Gujarat and Mumbai’s Soho House
- The 8th Regional Comprehensive Economic Partnership (RCEP) Intersessional Ministerial Meeting held in – Beijing, China.
- Country’s First 3-D Smart Traffic Signal Designed by – Students of Chitkara University, Chandigarh –
- Which stadium was renamed as Arun Jaitley stadium? – Feroz Shah Kotla stadium.–
- The theme for the World Teachers’ Day 2019 is “Young Teachers: The Future of the Profession” –
- “Lessons life taught me unknowingly” is an autobiography of? – Anupam Kher –
- What is the limit for GST turnover to enroll for Pradhan Mantri Laghu Vyapari Maan-Dhan Yojana (PMLVMDY). Under this scheme, all shopkeepers, retail traders, and self-employed persons are assured a minimum monthly pension of Rs. 3,000/- month after attaining the age of 60 years? 1.5 crore –
- The Keoladeo national park is located in – Bharatpur, Rajasthan –
- Dahisar is a small river that flows from – the Sanjay Gandhi National Park
- Which honors Pullela Gopichand with an honorary doctorate? – IIT Kanpur-
- India’s first Hyperloop project will come up in – Maharashtra –
- Bagurumba is a folk dance of – Assam –
- Which hockey player conferred with Mohun Bagan Ratna Award 2019? – Keshav Dutt –
- The Headquarters of OECD – Paris, France –
- The First Deputy PM of India – Vallabhbhai Patel –
- Puthandu festival celebrated in which state – Tamil Nadu –
- The Venue of 2020 G-20 Summit – Riyadh, Saudi Arabia –
- The author of the book titled ‘Coming Round the Mountain’ is –Ruskin Bond
- The present HRD Minister of India – Ramesh Pokhriyal –
- Bold Kurukshetra 2019, the four-day long joint military exercise between India and Singapore. –
- Which institute tops NIRF higher education rankings – IIT-Madras –
- Which is the first constituency in India where a Lok Sabha election has been canceled because of cash for votes? – Vellore, Tamil Nadu
- The total number of Padma Bhushan and Padma Vibhusan Awardees in 2019 – 18
- Who among the following appointed as first lady Vice-Chancellor of Jamia Millia Islamia (JMI)? – Najma Akhtar –
- Which of the following organization is celebrated its 100th anniversary? – International Labour Organization(ILO) –
- The Comptroller and Auditor-General of India is appointed by the President of India
- The chairperson of NGT(National Green Tribunal) – Adarsh Kumar Goel –
- Who among the following persons is related to the shooting? – Jaspal Rana –
- The incumbent president of the World Bank – David R. Malpass –
- Which of the following country is not a member of BRICS? – Sri Lanka –
- Which of the following country is not a member of G7? – Russia –
- Indian Navy’s Service Selection Board Inaugurated at – Kolkata –
- India’s first Aqua Mega Food Park commissioned in – Andhra Pradesh –
- Competition Commission of India(CCI )consists of a Chairperson and 6 Members
- How many Rajya Sabha members retire every two years? – 1/3
- GST rate on all Electric Vehicles reduced from 12% to 5% –
- The first Indian company to cross 1 trillion in market capitalization – Reliance Industries Limited(RIL)
- A name or sign used on certain products which correspond to a specific geographical location or origin (e.g. a town, region, or country) is known as – Geographical Indication (GI)
- The first Indian woman scientist to be elected Royal Society Fellow in 360 years – Gagandeep Kang –
- Vikramjit Singh Sahney is the president of – International Chamber of Commerce (ICC) – India –
- Which state has the second-highest number of tigers in India? – Karnataka –
- Electric Vehicles to get which color Number Plates In India – Green –
- BS-VI standards will go into effect for all vehicles manufactured on or after April 1, 2020 –
- Which company partners with India Post for transforming into a New-age Digital Hub Offering Smart Mail – TCS –
- National Aluminium Company (NALCO), Hindustan Copper Ltd (HCL) and Mineral Exploration Corporation Ltd (MECL) have formally inked the joint venture (JV) agreement to form Khanij Bidesh India Ltd (KABIL) to scout for – mineral assets –
- Which company becomes ‘first’ Indian shipyard to deliver 100 warships – GRSE(Garden Reach Ship Builders and Engineers Ltd) –
- According to the ‘electoral bonds’ scheme, no person should make a cash donation of over Rs. 2000 to a political party.
- International Convention on World Homoeopathy Day held in – New Delhi –
- Which Chinese app was banned in April by high Court in India? – Tik Tok
- Apple launched its first-ever credit card with Goldman Sachs and Mastercard –
- Article 19 Freedom of the Indian constitution is not related to – to move freely all over the world
- Total credits in BSBDA accounts should not exceed one lakh rupees in a year
- The Reserve Bank of India had set up the U.K.Sinha committee for MSMEs –
- SBI Tagline – Banker to every Indian
- Karur Vysya Bank Ltd. has entered into a pact with _______ to form a private limited joint venture (JV) to offer wealth management services to its clients. – Centrum Wealth Management Ltd. (Centrum)
- In ANBC, “A” stands for – Adjusted[Adjusted Net Bank Credit] –
- The first Land Development Bank was started at Jhang in Punjab in 1920
- Lead Bank Scheme (LBS) was introduced in 1969, based on the recommendations of the Gadgil Study Group.
- The Government of Gujarat has initiated the scheme entitled ”Vahli Dikri Yojana” for girl children of the state.
- The Government of India, Government of Kerala, and the World Bank have signed a loan agreement of $250 million for the Resilient Kerala Programme.
- The Chairman of Securities and Exchange Board of India(SEBI) – Ajay Tyagi
- The monetary policy is a policy formulated by the RBI-
- The highest denomination note ever printed by RBI was the Rs 10000 note in 1938 and 1954.
- PM launched which Payments Bank at Talkatora Stadium in New Delhi on September 1st, 2018. – The India Post Payments Bank (IPPB) –
- ICICI Bank launches co-branded travel card with Goibibo
- Which bank has launched KayPay, a bank agnostic payment product for Facebook users to send money to each other? – Kotak Mahindra Bank
- Nauru – 189th member of IMF –
- RBL Bank launches India’s first health-focused credit card
- In CNAPS, “A” stands for – Advanced[China National Advanced Payments System (CNAPS)]
- Which bank is the only authorized bank to issue electoral bonds – State Bank of India (SBI) –
- The maximum limit for tax saving under Section 80C is – Rs 1.5 lakh
- White Label ATMs deployed by – NBFC (Non-Banking Financial Institutions).
- Savings, as well as current account, should be treated as inoperative/dormant if there are no transactions in the account for over a period of – two years. –
- World Tourism Day – September 27-
- The theme of the International Day of Yoga 2019 – Yoga for Climate Action
- Minister of Information & Broadcasting – Prakash Javadekar –
- UGC STRIDE scheme is related to – Research –
- Fugdi is a folk dance of – Goa –
- The winner of 2019 Ramon Magsaysay Award – Ravish Kumar –
- I in “CIC” stands for – Investment, Core Investment Company –
- UEFA champions league 2019 won by – Liverpool FC –
- Hemis Festival is one of the biggest and the most famous religious festivals of – Leh Ladakh
- The Audacity of Hope: Thoughts on Reclaiming the American Dream is the second book written by then-Senator Barack Obama
- The Kaleshwaram Lift Irrigation Project or KLIP is a multi-purpose irrigation project on the Godavari River in Kaleshwaram, Bhoopalpally, Telangana –
- The RBI-appointed U.K. Sinha-led committee, set up to study the problems faced by MSMEs –
- OPERATION SUNRISE – 2, a three-week-long joint coordinated operation carried out by armies of India and Myanmar –
- 6th Indian cricketer inducted hall of fame- Sachin Tendulkar –
- Which state has emerged as the top-ranking state in terms of overall health performance in Niti Aayog Health Index – Kerala –
- The headquarters of the Asian Development Bank(ADB) – Manila, Philippines –
- MCLR stands for Marginal Cost for Funds based Lending Rate –
- Which institute has emerged as the top Indian institute in the QS World University Ranking 2020 – IIT Bombay –
- India’s rank has slipped five places to 141 among 163 countries on the Global Peace Index 2019. Which country is secured top in the list? – Iceland
- NASA plans to send a drone to Saturn’s biggest moon, Titan named – Dragonfly –
- Chairman of SEBI – Ajay Tyagi –
- Which of the following will become a wholly-owned subsidiary of Uber – Careem
- Who has become the first-ever woman to be appointed to the ICC International Panel of Match Referees – GS Lakshmi –
- TRC Turf Ground, a football ground located in Srinagar, Jammu & Kashmir.
- FSSAI plans compulsory display of which color-coding for packed food with high fat, sugar, salt content – RED colour-coding –
- The winner of Wimbledon 2019 men’s singles – Novak Djokovic –
- In June 2019, an outbreak of acute encephalitis syndrome occurred in Bihar –
- The venue of BRICS informal summit 2019 – Osaka, Japan
- India’s First Water Clinic for Elephants Opens in Mathura, Uttar Pradesh –
- According to the New Motor Vehicle Act, what is the fine amount for Drunken Driving? – imprisonment up to 6 months and/or a fine of up to Rs 10000 –
- President Ram Nath Kovind has been awarded the National Order of Merit by the President of Guinea
- Dr. Subrahmanyam Jaishankar, External Affairs Minister of India visited which country to participate in the 10th Mekong-Ganga Cooperation Ministerial Meeting (10th MGC MM) – Thailand
- Which space agency launched the first manned mission to land on the Moon, Apollo 11 – NASA –
- Vande Bharat Express, also known as Train 18, is an Indian semi-high speed intercity electric multiple unit. It was designed and built by Integral Coach Factory (ICF) Chennai –
- Tadoba National Park is the largest Tiger Reserve in Maharashtra
- The Swachh Survekshan 2019, the fourth edition of the annual cleanliness survey of Urban India was launched by – Ministry of Housing and Urban Affairs(MoHUA) –
- Aarohi Pandit became the world’s first woman to cross which Ocean solo in a Light Sports Aircraft (LSA) – The Atlantic Ocean –
- Which of the following firm signs a multi-year pact with Airbus for cabin and cargo design engineering – Tech Mahindra
- Relentless: An Autobiography of Yashwant Sinha
- Headquarters of Think Tank Atlantic council – Washington DC, US
General Awareness Questions Asked in 2019 Competitive Exams
General Awareness Questions Asked in 2019 Competitive Exams are listed below:It covers
IBPSClerk, NIACL AO, NABARD Grade A Assistant Manager, IDBI Assistant Mannager, LIC AAO, CWC Junior Superitendent, Repco Clerk, ESIC UDC Prelims, SBI PO, SBI Clerk , FCI , IDBI, ESCIS UDC Mains, LIC HFL Assistant, IBPS RRB PO, IBPS RRB officer scall-II and IBPS RRB Clerk.
IDBI PGDBF PO 2019:
SBI Clerk Mains 2019:
Shift I:
Shift II:
LIC ADO Mains 2019:
Insurance Awareness:
ESIC UDC Mains 2019
LIC HFL Assistant 2019
IBPS RRB PO Mains 2019
IBPS RRB Officer Scale-II 2019
IBPS RRB Clerk Mains 2019
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